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Channel: interest coverage ratio Archives - Mortgage Solutions
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Hampshire Trust cuts ICR and adds BDM

Hampshire Trust Bank has cut the minimum interest coverage ratio limits on its buy-to-let (BTL) and houses in multiple occupation (HMO) five-year fixed rate deal. The post Hampshire Trust cuts ICR and...

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CHL Mortgages ups max LTV and adds seven-year fixed rates

Intermediary-only specialist buy-to-let (BTL) lender CHL Mortgages has increased its maximum loan to value (LTV) for individual and limited company borrowers to 80 per cent and added seven-year fixed...

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Brokers fear limited PT options could be ‘massive issue’ for select landlord...

Brokers have expressed concerns for landlord clients coming to the end of their buy-to-let deals as some lenders do not offer product transfer options. The post Brokers fear limited PT options could be...

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TMW lowers stress rate for lower rate taxpayers

The Mortgage Works (TMW) has lowered the stress rate for lower rate taxpayers to 125 per cent interest coverage ratio (ICR), bringing it line with those available for limited companies. The post TMW...

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BTL 2023: Limited company and SPV use growing in ‘popularity’

With The Buy To Let Forum fast approaching we sat down with key speakers to talk industry trends and give a taster of what is in store for the event. The post BTL 2023: Limited company and SPV use...

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Paragon brings out limited edition five-year fixes

Paragon has added limited edition five-year fixed rates with pricing starting from 5.75 per cent and borrowing of up to £4m available. The post Paragon brings out limited edition five-year fixes...

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SLS In Focus: ‘Plenty of positives ahead’ in buy-to-let – Gissing

Specialist Lending Solutions “In Focus” series deep dives into different areas of the specialist lending market. Here, we focus on complex buy-to-let and this week, with David Gissing, specialist...

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Paragon adds limited edition fixed rates

Paragon has brought out limited edition fixed rates to its range with pricing beginning from 4.85 per cent. The post Paragon adds limited edition fixed rates appeared first on Mortgage Solutions.

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High stress rates along with lack of PTs could risk creating BTL mortgage...

Buy-to-let customers are struggling to remortgage and if there is not a product transfer on offer from non-bank buy-to-let lenders this could risk creating a “mortgage prisoner”, a lender chief...

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Quantum Mortgages brings out 100 per cent ICR deal for landlord mortgage...

Buy-to-let lender Quantum Mortgages has released a product aimed to help landlords stuck on high reversionary rates but who cannot remortgage due to high interest coverage ratio (ICR) requirements. The...

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